Financial planning, referral bonuses, and member discounts.
Experiences, events, and an exclusive online community.
Get personalized advice from credentialed advisors.
Refer friends and get rewarded with approved referrals.
Receive a $300-$500 credit at closing on your first eligible home loan.
We've partnered with Trust & Will to make estate planning easy.
Access premium offers on flights, hotels, and rental cars.
Book now.
From money hacks to surprise swag giveaways— it's all happening in our members-only Facebook group.
Expedited stadium entry, access to the SoFi Member Lounge, and more at LA's newest arena.
SoFi Plus members now get one-of-a-kind entertainment access with SoFi Plus Experiences.
Don't just take it from us. Hear why our members love SoFi.**
“SoFi has made my refinancing experience social, interesting, and fun through their community events and member engagement.”
“SoFi career coaching has helped me tremendously over the past few months. I doubt I would have been able to make the amount of progress in such a short time if I didn't have it available to me.”
There's no catch. SoFi benefits are available to all eligible members at no cost—yes, really!
Starting on 9/9/2024, SoFi no longer offers the 0.125% Member Rate Discount on a new PL, SLR, or ISL. The discount will still be honored for offers that are still valid and that received the discount prior to 9/9/2024.
SoFi offers a one-time member discount on loans originated by SoFi Bank of $500 off the standard $1,495 origination fee for first lien mortgages and $300 off the $1,295 origination fee for home equity loan or line of credit. You can learn more about the Member Home Loan Discount here.
Investment Products:
SoFi Money is offered through SoFi Securities LLC. The SoFi Money Debit Mastercard® is issued by SoFi Bank, N.A., pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. SoFi Securities LLC is an affiliate of SoFi Bank, N.A.. Diversification is not a guarantee of protection from loss. SoFi can’t guarantee future financial performance. Brokerage and Active investing products offered through SoFi Securities LLC, member FINRA/SIPC. Advisory services are offered through SoFi Wealth LLC, an SEC-Registered Investment Adviser. Loans originated by SoFi Lending Corp. or an affiliate (dba SoFi). Licensed by the California DFPI, CFL #6054612, NMLS #1121636 (www.nmlsconsumeraccess.org). Equal Housing Lender. Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS PROSPECTIVELY BASED ON MARKET CONDITIONS AND BORROWER ELIGIBILITY. Your existing student loan(s) must total a minimum of $5,000 to be eligible for refinancing. Minimum loan amount may be higher in specific states due to legal requirements. To qualify, a borrower must be a U.S. citizen or other eligible status, have graduated with an associate degree or higher from an eligible Title-IV-accredited college or graduate program, and meet SoFi’s pre-established underwriting requirements, including verification of sufficient income to support your ability to repay; see SoFi.com/eligibility. Lowest rates reserved for the most creditworthy borrowers. SoFi refinance loans are private student loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment or Income Contingent Repayment or PAYE. Information current as of 02/13/22 and subject to change. Additional terms, conditions, state restrictions apply; see SoFi.com/eligibility for details. SoFi Bank, N.A. Member FDIC. 2750 E. Cottonwood Parkway #300 Cottonwood Heights, UT 84121. ©2022 Social Finance, Inc. All rights reserved. Information as of 02/22 and is subject to change. Screen images simulated. PRO22-684864
Financial planning via SoFi Wealth LLC, a registered investment advisor. Advisory services are offered through SoFi Wealth LLC, an SEC-Registered Investment Adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.
Disclaimer: SoFi member benefits are provided by third parties, not by SoFi or its affiliates. Providers pay royalty fees to SoFi for the user of its intellectual property. These fees are used for the general purposes of SoFi. Some provider offers are subject to change and may have restrictions. Please contact the provider directly for details.
*Trust & Will is offering a limited time 20% discount on the initial purchase of estate plans specifically for SoFi members. No promo code required; the 20% discount is automatically applied at checkout to the initial purchase if a Will or Trust-based estate plan. Subsequent upgrades aren’t eligible for discount. This offer begins on May 16, 2024 at 12am PST.
**The savings and experiences of members herein may not be representative of the experiences of all members. Savings are not guaranteed and will vary based on your unique situation and other factors.
Trust & Will 961 West Laurel Street San Diego, CA 92101 United States
The experiences and savings of members shown may not be representative of the experiences of all members. Past performance does not guarantee future results. Savings are not guaranteed and will vary based on your unique situation and other factors. Some or all of the testimonials shown may be from SoFi Ambassadors who earn rewards for participating in the Ambassador Program.
Certified Financial Planner Board of Standards Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design), and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
†Terms, and conditions apply: The SoFi Travel Portal is operated by Expedia. To learn more about Expedia, click https://www.expediagroup.com/home/default.aspx
When you use your SoFi Credit Card to make a purchase on the SoFi Travel Portal, you will earn a number of SoFi Member Rewards points equal to 3% of the total amount you spend on the SoFi Travel Portal. Members can save up to 10% or more on eligible bookings.
